The firms debt elimination and reduction program can help discount much of your debt.

We can stop the calls and harassment by creditors and collection agencies by using the Fair Debt Collection Practices Act (FDCPA) to force creditors to deal with the law firm and stop bothering you. Only a law firm can use legal action to enforce or stop violations of FDCPA. Creditors know this and they have respect for and recognize the credibility a law firm brings to debt negotiation. Private, so called "debt negotiation" firms do not have this ability and provide much less of a credible force in negotiation.

We may prevent you having to file bankruptcy--which always should be a last resort to a debt problem because it creates a derogatory credit record for at least 10 years.

Other highlights and features of our program include:

• You can seek to pay debt in a staggered or lump sum program over time.
• You may reduce your debts by 50%-75% or somtimes more, using the proper negotiation techniques.
• Everything you do with the firm is subject to the attorney client privilege and is confidential. We are retained by you and not your creditors.
• The firm will send correspondence to prevent harassment and/or direct contact with you.
• Late fees, overlimit fees, interest, penalties and other defaulted items may be waived or reduced.
• We will negotiate debts to avoid prospective tax liability--something the debt negotiation companies may not even understand.
• We will seek to protect your credit standing during this entire process.

ErasingDebt and its 501 (C) (3) non-profit servicing agent, brings you over 25 years of combined experience and services to meet your financial obligations and move you just one step away from a debt free life.

Our group of highly trained professionals are here to advise, educate, service, and setup a unique plan based on your creditors guidelines and your particular financial situation. This unique plan will consist of a review of your debts by one of our many friendly, trained professional advisors. Your accounts and one low monthly payment will be based on acceptable guidelines of your creditors. If you can't afford that payment, we will adjust your payment to fit your budget.

CONSOLIDATION LOAN

A debt consolidation loan is the traditional way to handle your debt in a monthly payment. You go to a bank or credit union for a debt consolidation loan to pay off your creditors, and your debts are rolled into one monthly payment. You pay the bank back and the single monthly payment works better within your budget.

However, the way these consolidation loans really work is that you are given a secured loan against your PERSONAL PROPERTY and in most cases you use this money to payoff high interest accounts. Often, the situation becomes even worse when people continue to use their credit cards after they have consolidated their old debt. This results in increasing their total debt load and severely limiting their ability to repay all outstanding debts.

If your objective is to reduce interest rates and lower your monthly payments, avoid bankruptcy, consolidate your bills and have one monthly payment, or simply get out of debt the fastest way possible, we can help you achieve your goal and save thousands of dollars at the same time.

Let us help make getting out of debt just as easy as was for you to get into. Try out our online form today and see how much you can save!

Corporate Relationships and Community Outreach

We have established relationships with over 11,000 creditors and companies to offer our value-added program and services. Erasing Debt has become very active within our family of employees, clients, and communities. ErasingDebt is dedicated to educating and empowering the consumer through seminars, community outreach efforts, our educational website, and newsletters. We are proud of our mission and confident in our reputation.

• No hidden fees
• Payoff debt quickly
• No waiting period to get started
• Dramatically lower interest rates
• No minimum financial requirements
• Prompt professional service
• We accept people with damaged, good or excellent credit
• Eliminate most creditors late charges and harassing phone calls
• Work within your budget to create an affordable monthly payment
• Will not terminate client from program if unable to pay

• Reduce or eliminate high interest rates!
• Consolidate your monthly credit cards and other unsecured debt into 1 simple payment!
• Eliminate over the limit fees and late charges!
• Stop creditor delinquency and end those collection calls!
• No hidden fees.
• Payoff debt quickly.
• No waiting period to get started.
• Dramatically lower interest rates.
• No minimum financial requirements.
• Prompt professional service.
• We accept people with damaged, good or excellent credit.
• We eliminate most creditors late charges and harassing phone calls.
• We will work within your budget to create an affordable monthly payment.